The Banner, Vol. 28 No. 3 - September 17, 1982

              The
BANNER
Vol. XXVIII, Issue 3
California Baptist College
Sept. 17, 1982
Girls Chased
Flasher Stalking Albertson's Trail
A lone male has exposed
himself to several groups of
CBC girls walking to and from
Albertsons, and has even chased four freshmen girls causing
one to trip and severely bruise
her knee.
There have been problems
with harassment in the past
but the current problem seems
to have started this summer
when a resident of Lancer
Arms was briefly chased by a
young male near the
Methodist Church. She returned to Albertson's where
she called her husband who
retrieved her.
The problem seemed to intensify late in August as
students began to arrive. Two
women returning from Albertson's about midnight, also
residents of Lancer Arms and
carrying children, were victims
of an exhibitionist. These
women were able to run to
Lancer Arms where they then
stopped at the first open apartment to call the police. Later,
at approximately 4:00 A.M.
the police were again called as
an unknown person or persons
tried to break into the
apartment.
Several days later, on
August 25, two girls from Simmons Hall were returning
from Albertson's when, they
too saw the exhibitionist. They
were almost to the wall which
separates the Methodist
Church and the Albertson's
parking lot, when they saw a
man nude from the waist
down with some type of white
covering over his head; the
man was hidden in the trees
surrounding the church. They
ran back to the Allstate
building for a short while
before looking at the wall
again. Unon reobserving they
saw the man had moved up the
wall and was watching them.
MALA
Suspends
Schools
Campus Digest News Service
Three colleges have been
suspended from the National
Association of Intercollegiate
Athletics for violations of
N.A.I.A. rules.
The schools, Cameron
University, Le-Moyne-Owen
College, and Rutgers at
Camden, were all suspended
for using ineligible athletes on
their basketball teams.
Le-Moyne-Owen was
suspended for using a player
for five years instead of four.
Rutger's suspension was due to
a mix-up while that school was
switching from the smaller
N.A.I.A. association to the
larger schools organization,
the N.C.A.A. Cameron
University's admits its suspension was due to inadvertently
allowing an ineligible student
to play on the team.
Le-Moyne-Owen and
Rutgers both resigned from the
N.A.I.A. following their
suspension.	
They screamed and retreated
to Albertson's where four
other CBC students, three
freshmen girls and a freshman
guy were located. Together
they headed back to the dorm.
At this point, the male and one
of the female students made a
move which can only be termed as incredibly stupid. They
ran around behind the church
looking for the person but
were unable to locate him. On
the way back to the dorms the
four students gave the first
two girls such a hard time
about the incident that it was
never reported to the police or
student security.
The final known incident
occurred about a week later
when four freshmen girls were
returning from Albertson's
about 10:00 p.m. Again they
spotted a man nude from the
waist down standing in the
first driveway of the
Methodist Church. This time,
however,  the  man  began  to
chase the girls, who in turn,
ran for the dorms. In the process one of the girls tripped,
severely bruising her knee. At
this time her friends came to
her aid as the man had apparently stopped giving chase.
Afterwards the girls
remembered a blue Mustang
offering them help at the time
of the chase which they feel
may have been part of a plan
to get them into the car. Upon
arriving at the school they called the police.
To this point the majority of
students seem to be taking the
flasher as some sort of joke.
One must remember, however,
we are dealing with a sick individual and due care must be
exercised. Girls should avoid
walking to Albertson's alone
and to an extent everyone
should avoid going to Albertson's except in large groups. It
must be remembered this individual is getting braver as
time goes by and a potential
tragedy exists.
THE CBC 1982-83 cheerleaders show therir stuff at the
Jog 'O' Rama Rally.
The Government Speaks Up
Newspaper, radio, and television reports of substantial
cuts in Federal financial aid to college students have triggered a barrage of phone calls to the U.S. Department of
Education in Washington, DC      	
Callers, both students and parents, are often confused
by misleading or incomplete information. Many have expressed fear that the government has let them down; that
college is no longer affordable.
It is true that student financial assistance programs have
undergone considerable change in the past two years.
There have been some reductions. Most of the changes,
however, reflect an effort to return the aid programs to
their original purpose, which was to help students cover
the cost of a college education — not to carry the whole
burden. A successful return to original intent will help ensure the survival of these aid programs for future students.
Federal financial assistance is divided into three
categories. "Grants" are awards of money that do not
have to be paid back. "Loans" are borrowed money which
a student must repay with interest. "Work-Study" provides the chance to work and earn money to off-set college
costs while attending classes.
The Pell Grant Program is one of the best known of the
Federal student aid programs. Formerly called the Basic
Educational Opportunity Grant, Pell is often the first
source of aid in a package which may be composed of
other Federal and non-Federal sources. In the 1982-83
school year, 2.55 million students share $2,279,040,000 in
Pell Grants.
The U.S. Department of Education uses a standard formula to determine who qualifies for Pell Grants. Students
should contact the college financial aid administrator to
apply on the free "Application for Federal Student Aid."
This is the form used for all Federal student aid programs.
The Department guarantees that each participating shcool
will receive the money it needs to pay Pell Grants to eligible
students.
The supplemental Educational Opportunity Grant provides another mechanism for making awards to students.
SEOF is different from the Pell Grant in that it is managed
by the financial aid administrator of each participating college. Each school receives a set amount of money from the
Department and when that money is gone, there are no
more SEOG funds for the year.
In 1982-83 the Department of Education will provide
440,000 students with $278,400,000 in Supplemental
Educational Opportunity Grants. Students will get up to
$2,000 a year under this program.
Grant programs are designed to help the most needy
students get a college education. The Pell Grant, in particular, is targeted to help those students whose families
earn less that $12,000 per year. Grant aid is not meant to
cover all college costs but is expected to be combined with
a reasonable contribution from the student's family and
individual self-help, generally in the form of loans, private
scholarships, and work.
Another type of student financial assistance is the College Work-Study Program. Designed to provide on-or off-
o^mpusjoljsJbxJiuiiergraduate and graduate students who
need financial assistance, Work-Study is usually managed
by the college financial aid administrator. Some 950,000
students will receive $528 million under this program in
1982-83.
A great deal of publicity has been generated lately on
Federal student loans, particularly the National Direct Student Loan Program. Although all colleges do not participate in the NDSL program, 3,340 of them do. This program makes available low interest (5 percent) loans that
students must begin repaying six months after completing
school (either by graduating, leaving, or dropping below
half-time status). Up to 10 years is allowed to repay the
loan. Application is made to a school's financial aid administrator who manages the loan fund. The fund is a
revolving account, designed to allow a school to continually make new loans as existing loans are repaid. About
800,000 students will receive NDSLs in 1982-83; 10,000
more than in 1981-82.
Recently, Secretary of Education T. H. Bell signed a
regulation which provides incentives for an institution to
reduce the default rate of its NDSL program fund. A college which has a default rate over 25 percent is asked to
turn responsibility for collecting the debt over to the
Federal government. If an institution is not prepared to do
this, and the default rate remains 25 percent or more, the
Federal goverment will cut off NDSL funding.
The Guaranteed Student Loan Program, much in the
news lately, makes available low interest loans to students,
with the Federal government paying the interest while a
student is in school. These loans are made by a lender (such
as a bank, credit union, or savings and loan assocation)
and insured by either the Federal government or a State
Guarantee Agency. This, the largest student aid program,
will make available over $9.5 billion in loans during the
1982-83 school year.
Undergraduate students can borrow up to $2,500 a year
and graduate students can borrow up to $5,000 under
GSL. The total debt an undergraduate can carry is
$12,500. For graduate or professional study this figure is
$25,000. A student borrower whose family income is less
than $30,000 automatically qualifies for an interest-
subsidized loan. Students whose family income exceeds
$30,000 may still be eligible for GSL interest benefits if the
college's financial aid administrator determines that the
student has demonstrated financial need.
A new loan program started in 1981, called the Auxiliary
Loan (or PLUS) Program, allows parents, independent
students, and graduate students to borrow up to $3,000 a
year. There is no income cut off for eligibility. The interest
on PLUS Loans will be lowered from 14 to 12 percent
sometime in October as a result of lower average U.S.
Treasury bill interest rates.